Every morning at 8:10am, Gwen and I face-off on a new topic, and we're always on opposite sides. The question is--who's side are YOU on? Could be about anything--so far it's been about things like Favorite Chips and whether or not they belong on a sandwich, Whether or not Pets belong in Bed with you at night, and so much more! Sound off in the comments section below and tell us YOUR opinion, and who you think presented their side of the argument the best.

Today-it's Calling or Texting--which do you prefer? Gwen is one that doesn't like to type/text and thinks it's just easier to talk on the phone. I prefer texting instead of holding the phone up to your ear, listening to what other people have going on in the background at their houses--and as adults, we all have friends with kids who want their attention....I'd just much rather text and get an answer back on something when you have time--and this way I can focus on or enjoy whatever else it is that I am doing at the time and just respond when I can.

Most of the time I'm either watching a show, working, walking the dog--or just in and out of sleep on the couch... So I like the luxury of being able to kick back or to focus on what's going on around me and respond back and forth as time allows. Plus I'll say it again--holding the phone up to your ear is a pain to me. And the whole "speaker phone" thing drives me NUTS! Can't stand the sound like you're in an empty garbage drum or empty concert hall with all the echo... So for me it's TEXT all the way!

Drop a note below in the comments and tell us what YOU think!

LOOK: Here are 25 ways you could start saving money today

These money-saving tips—from finding discounts to simple changes to your daily habits—can come in handy whether you have a specific savings goal, want to stash away cash for retirement, or just want to pinch pennies. It’s never too late to be more financially savvy. Read on to learn more about how you can start saving now. [From: 25 ways you could be saving money today]